General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. All money transfers to the addressee are carried out in real time mode (on-line). The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.