General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. RIA Money Transfer is one of the most popular money transfer systems in Europe and America.