How to make money transfer using RIA Money Transfer - receive registration number of the transfer and receipt. U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. RIA Money Transfer system does not require to declare the purpose of your money remittance.