Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Money Transfer Service is going to expand its network to the CIS countries. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts.