When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free.