How to make money transfer using RIA Money Transfer - receive registration number of the transfer and receipt. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. RIA Money Transfer is one of the most popular money transfer systems in Europe and America.