General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices.