How to make money transfer using RIA Money Transfer - receive registration number of the transfer and receipt. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. All money transfers to the addressee are carried out in real time mode (on-line). The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.