When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.