General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. The number of affiliates of RIA Money Transfer is constantly growing. For the current moment the company has more than 400 international partners. RIA Money Transfer Service is going to expand its network to the CIS countries. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers.