When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America.