If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. If the sender wishes, the unpaid money transfer will remain in the system for another week. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. When sending money via RIA Money Transfer, the sender should inform its exact passport data and contact numbers.