General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. If the sender wishes, the unpaid money transfer will remain in the system for another week. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Money Transfer Service is going to expand its network to the CIS countries. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers.