If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. How to obtain the remittance via RIA Money Transfer - check with the sender's number and amount of payment. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.