When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.