General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer.