General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.