Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). All money transfers to the addressee are carried out in real time mode (on-line). The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts.