General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. RIA Money Transfer is one of the most popular money transfer systems in Europe and America.