Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices.