If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.