General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. How to obtain the remittance via RIA Money Transfer - check with the sender's number and amount of payment. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.