How to make money transfer using RIA Money Transfer - receive registration number of the transfer and receipt. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA Money Transfer is one of the most popular money transfer systems in Europe and America.