When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. General conditions the transfer via RIA Money Transfer: to carry out operations in the system of RIA Money Transfers neither the sender nor the recipient does not need the bank accounts at the bank. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.