When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. General conditions the transfer via RIA Money Transfer: to carry out operations in the system of RIA Money Transfers neither the sender nor the recipient does not need the bank accounts at the bank. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. RIA Money Transfer is one of the most popular money transfer systems in Europe and America.