General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.