If the sender wishes, the unpaid money transfer will remain in the system for another week. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. All money transfers to the addressee are carried out in real time mode (on-line). Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.