General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. How to obtain the remittance via RIA Money Transfer - check with the sender's number and amount of payment. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer system does not require to declare the purpose of your money remittance.