When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. How to obtain the remittance via RIA Money Transfer - please contact your nearest agent network system. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.