RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer system does not require to declare the purpose of your money remittance.