If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.