How to make money transfer using RIA Money Transfer - receive registration number of the transfer and receipt. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. When sending money via RIA Money Transfer, the sender should inform its exact passport data and contact numbers. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.