If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Money Transfer Service is going to expand its network to the CIS countries. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. RIA Money Transfer system does not require to declare the purpose of your money remittance.