General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. If the sender wishes, the unpaid money transfer will remain in the system for another week. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile.