General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. RIA Money Transfer system does not require to declare the purpose of your money remittance.