When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. General conditions the transfer via RIA Money Transfer: to carry out operations in the system of RIA Money Transfers neither the sender nor the recipient does not need the bank accounts at the bank. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.