When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.