General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. All money transfers to the addressee are carried out in real time mode (on-line). At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. How to obtain the remittance via RIA Money Transfer - please contact your nearest agent network system. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. RIA Money Transfer system does not require to declare the purpose of your money remittance. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.