All money transfers to the addressee are carried out in real time mode (on-line). When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.