All money transfers to the addressee are carried out in real time mode (on-line). RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.