General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. All money transfers to the addressee are carried out in real time mode (on-line). The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile.