General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers. RIA Money Transfer system does not require to declare the purpose of your money remittance.