General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). If the sender wishes, the unpaid money transfer will remain in the system for another week. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices.