If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. RIA Money Transfer Service is going to expand its network to the CIS countries. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer.