Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.