U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. All money transfers to the addressee are carried out in real time mode (on-line). RIA Money Transfer Service is going to expand its network to the CIS countries. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices.