General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.