When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.