If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. If the sender wishes, the unpaid money transfer will remain in the system for another week. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.