Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer.